Decadent Chocolate Banana Muffins with Gooey Chocolate Chips

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We’ve been making these muffins a lot lately and they never disappoint.

Blender or not, they’re quick and easy to put together — highly recommended.

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LET’S CHAT INGREDIENTS

Bananas: Use very ripe bananas — yellow to slightly overripe works best. Avoid green bananas for this recipe.

Maple syrup: I prefer maple syrup for baking because it contains minerals and has a lower glycemic index than refined sugar. You can substitute white sugar if needed; the batter may thicken slightly, so add 1–2 tablespoons of milk to loosen it if necessary.

Melted butter: Melted coconut oil is a great one-to-one substitute for melted butter.

Eggs: For an egg-free version, replace eggs with aquafaba or a flax egg replacement.

Vinegar: Apple cider vinegar is my go-to, but white vinegar also works. The vinegar helps the muffins rise and gives a lighter texture.

Cocoa powder: Use unsweetened cocoa powder. Cacao powder is an acceptable alternative; do not use hot cocoa mix.

Salt: I use fine sea salt. Salt balances the sweetness and enhances the chocolate and banana flavors.

I buy my sea salt in bulk and store it in mason jars so it lasts a long time.

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Baking soda: Make sure baking soda is free of clumps so it disperses evenly through the batter.

Chocolate chips: Use your favorite chips — milk chocolate for kids, semisweet if you prefer less sweetness. For a lower-sugar option, try chocolate chips sweetened with stevia.

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SILICONE BAKING CUPS

Silicone baking cups are a favorite — reusable, dishwasher-safe, and they eliminate the need for disposable liners. They make muffin cleanup much easier and are a worthwhile investment for regular bakers.

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NOTES

I’ve tested this recipe in several variations and it adapts well:

1. Add a cup of runny sourdough discard to the batter for extra depth and mild tang. I usually bake it immediately, but you can refrigerate the batter for a day or two to let the discard ferment. If chilled, the batter will be thicker — that’s normal; add a couple of minutes to the baking time if the batter is cold.

2. Omitting the cocoa powder still produces a delicious banana muffin.

3. Stirring in leftover cocoa grounds (from coffee substitutes) can add interesting flavor and texture.

4. Both whole wheat and all-purpose white flour work well — choose based on your preference.

5. One reader reported success adding a cup of grated zucchini to stretch the recipe and add moisture — she loved the result.

WHAT OTHERS HAVE SAID

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Chocolate Banana Muffins

Chocolate and banana come together in an easy, tasty muffin. Quick to prepare and wonderful for breakfast, snacks, or dessert.
5 from 5 votes

Print

Course: Desserts
Keyword: baking recipes, banana muffin recipe, chocolate banana muffins, chocolate recipe, easy dessert recipe, how to make banana muffins
Prep Time: 7 minutes
Cook Time: 17 minutes
Total Time: 24 minutes
Servings: 18 -20
Author: Amber

Ingredients

  • 2 overripe bananas
  • 3/4 cup pure maple syrup
  • 2 eggs
  • 1 stick 1/2 cup melted butter
  • 1/2 cup unsweetened cocoa powder
  • 1 tsp vanilla
  • 1 teaspoon vinegar
  • 1/2 tsp salt
  • 1 tsp baking soda
  • 1 cup oats quick or old fashioned
  • 1 cup flour whole wheat or all purpose white
  • 1 cup chocolate chips

Instructions

  • Combine all ingredients except the chocolate chips. Blend in a blender or whisk thoroughly by hand until smooth.
  • Fold in the chocolate chips.
  • Fill lined muffin tins about two-thirds full.
  • Bake at 350°F (177°C) for 17–20 minutes, or until a toothpick inserted in the center comes out clean. Let cool slightly, then enjoy!